Flexible Financing Options
Make your dream appliances affordable with low monthly payments and promotional financing through our lending partners. Apply in-store or over the phone today.
How It Works
Apply
Submit a quick application in-store or over the phone. The process takes just a few minutes.
Get Approved
Receive an instant decision in most cases. Find out your credit limit and available promotional offers.
Shop
Use your approved financing to purchase the appliances you need — with low monthly payments that fit your budget.
Financing Options
We've partnered with trusted lending partners to offer a range of financing plans that make it easy to get the appliances you need now, without paying everything upfront.
Pay no interest when you pay in full within the promotional period. Available on select purchases — ask our team for current offers.
Spread the cost over predictable monthly payments. Choose a term that works for your budget — from 6 to 60 months depending on the plan.
Pay off your balance early at any time with no additional fees. You are always in control of your payment timeline.
Stack & Save + Financing
Get the best of both worlds. Our Stack & Save program gives you instant discounts when you buy multiple appliances — up to $1,000 off on qualifying orders. You can apply these savings first, then finance the remaining balance with one of our promotional plans.
For example, if you're outfitting an entire kitchen, you might save hundreds through Stack & Save and manufacturer rebates, then finance the rest at 0% APR. It's the smartest way to get premium appliances without a premium upfront cost.
Financing FAQ
What credit score do I need to qualify?
Financing is available to a wide range of credit profiles. Our lending partners evaluate applications individually, considering multiple factors beyond just credit score. We encourage everyone to apply — there is no cost or obligation to check your eligibility.
How long does the approval process take?
Most applications receive an instant decision. In some cases, additional verification may be needed, which can take 1–2 business days.
Is there a minimum purchase amount for financing?
Yes, financing is typically available on purchases of $299 or more. Specific terms may vary depending on the promotion and lending partner.
Can I pay off my balance early?
Absolutely. There are no prepayment penalties. You can pay off your balance in full at any time without any additional fees.
Can I combine financing with Stack & Save discounts?
Yes! You can take advantage of our Stack & Save volume discounts and manufacturer rebates, then finance the remaining balance. This is a great way to maximize your savings on multi-appliance purchases.
Do I apply in-store or online?
You can apply either way. Visit our showroom in Jackson, NJ for in-person assistance, or call us at (732) 426-0990 and we can walk you through the application process over the phone.
Apply Today
Ready to get started? Give us a call to discuss financing options and submit your application. Our team will walk you through every step.